Referral · plainly

How we make money

We show mortgage information to help you compare. Here’s how TermRates.ca is paid.

We compare, we don’t arrange

We show mortgage and insurance information to help you compare. We don’t arrange mortgages, and we’re not yet licensed to sell auto or home insurance (planned for a future phase). Where we connect you to a licensed partner, we may receive a referral fee — and we’ll always tell you when that’s the case.

The rates are illustrative

Rates shown are illustrative, gathered from public and third-party sources and refreshed periodically. They’re not an offer of credit or a guarantee of eligibility — your actual rate and approval are set by the lender.

TermRates.ca is operated by Webhub4u Inc. — a publisher, not a licensed mortgage brokerage.